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How PaydayLoansHome.com works

If you are currently employed, at least 18 years old, and paid by direct deposit into a valid chequing account, then you could qualify for a payday loan from one of our lending partners.

  1. Complete our one-minute application
  2. Check your email for confirmation of approval
  3. Select the amount you wish to borrow along with your next payday

If approved by one of our lending partners, the money could be in your account the very same day.*

* Subject to approval times and lender's own policies. In most cases, funds will be deposited the same working day, if approved by 14:30.

Apply for a Payday Loan

Apply Online

  

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Receive Your Cash!
Apply Online

Applying online is a quick and safe way of getting a payday loan. All in the privacy of your own home.
 
Email Confirmation

If you have been approved for a loan from one of our lending partners, you will receive an email with further instructions to complete the application.
 
Receive Your Cash

Once approved, your payday loan will be directly deposited into your bank account.
 

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PaydayLoansHome.ca is not a lending or banking institution. It does not broker loans to lending institutions. The personal information you provide will be provided to a third-party lender to provide you with a loan application and the potential to receive a loan. PaydayLoansHome.ca makes no guarantees or warranties with regards to the availability of a loan or any other aspect of the terms and conditions of the lending institution. PaydayLoansHome.ca is a free service. PaydayLoansHome.ca may receive a commission from any lenders we introduce you to. For details, questions, or concerns regarding your loan, please contact the lending institution directly. Not all lenders can provide up to $1500. Cash transfer time may vary between lenders. We assume no responsibility for the services or information you may receive from the lender. All loans are subject to credit approval. Certain limitations apply. Payday loans should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counselling or debt advice. Disclaimer: As a condition of extending credit, some lenders you may be matched with may run a credit check from a major credit reporting bureau. 

Terms and Conditions apply. Fees displayed are typical but cannot be guaranteed. Your actual rates may vary based on your circumstances and the lender we select. 

Alberta: Representative APR (Annual Percentage Rate of charge): Representative example: Borrow $300 for 14 days. The total charge for credit is $68.94. Interest is fixed at a rate of $22.98 per $100 loan equivalent to an annual rate of 599.12% fixed. The total repayable is $368.94. Representative APR 599.12%. The APR includes important factors such as the interest rate you must pay; how you repay the loan; the length of the loan agreement (or term); frequency and timing of installment payments; and amount of each payment. 

Ontario: Representative APR (Annual Percentage Rate of charge): Representative example: Borrow $300 for 14 days. The total charge for credit is $62.94. Interest is fixed at a rate of $20.98 per $100 loan equivalent to an annual rate of 546.98% fixed. The total repayable is $362.94. Representative APR 546.98%. The APR includes important factors such as the interest rate you must pay; how you repay the loan; the length of the loan agreement (or term); frequency and timing of installment payments; and amount of each payment. 

* Subject to approval times and lender's own policies. In most cases, funds will be deposited the same working day, if approved by 14:30. Approval may take up to 30 minutes in most cases. Loan amounts are based on consumers credit history and ability to repay loan. Not everyone may qualify.

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